Change Wealth Advisors
Change Wealth Advisors
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    • Business Philosophy
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  • Geek Out With CWA
    • Internal Nerd Studies
    • External Nerd Studies
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  • More
    • Home
    • About CWA
      • Business Philosophy
      • Investment Philosophy
      • Team Bios
      • The Fiduciary Difference
      • Process
      • Pricing & Value
      • Community Involvement
    • Client Portal
      • Charles Schwab Login
    • Geek Out With CWA
      • Internal Nerd Studies
      • External Nerd Studies
      • The Dog Blog
  • Home
  • About CWA
    • Business Philosophy
    • Investment Philosophy
    • Team Bios
    • The Fiduciary Difference
    • Process
    • Pricing & Value
    • Community Involvement
  • Client Portal
    • Charles Schwab Login
  • Geek Out With CWA
    • Internal Nerd Studies
    • External Nerd Studies
    • The Dog Blog

The Advisor's Alpha

For as long as the financial services industry has been around, investors have asked their "broker/advisor/pick a title" what they pay them for. If you have a broker, then you are paying that person to balance the interests of their parent company, their personal interests, and your interests. Ie: Not an advisor and NOT a fiduciary!


Regarding advisors, there's good, bad, and ugly. If an "advisor" is simply recommending funds, then they are probably chasing returns, are focused on the wrong things, and likely don't understand the value of their position. This was commonly seen in the past, and unfortunately a lot of it still lingers.


As a result of the commonly asked question about what an advisor is paid for, the good people at Vanguard asked a very simple question. "Does a Financial Advisor cost investors money or do they add value?" Vanguard did some mathematical nerdery and found that a GOOD Financial Advisor adds a substantial amount of value! Below are a couple of links to the reports that discusses their findings.


The Short Version

https://advisors.vanguard.com/iwe/pdf/FASQAAAB.pdf


The Long Version

https://personal.vanguard.com/pdf/ISGAA.pdf



Advisory services offered through Change Wealth Advisors, LLC; an Alaska registered investment advisor.


Change  Wealth Advisors, LLC does not offer legal or tax advice. Please consult  the appropriate professional regarding your individual  circumstance. 


Neither  Asset Allocation nor Diversification guarantee a profit or protect  against a loss in a declining market. They are methods used to help  manage investment risk. 


This  site is published for residents of the United States only.  Representatives may only conduct business with residents of the states  and jurisdictions in which they are properly registered. For additional  information, please contact Adam Sikorski at 907-202-2105.

Copyright © 2018 Change Wealth Advisors, LLC - All Rights Reserved.

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